Suncoast School Federal Credit Union

currently I don't want to disclose my name for I still am using them, but I am on a fence post between bad/good. They have worked with me trying to increase my credit score for I made a bad choice of marriage and it destoryed my credit. Finally I am getting things cleared and they approved me for a personal line of credit when I needed to fix car. Unfortunely though they did not approve me for the amount that was needed for the repair so I had to just "band aide" the fix and now the car is in need again and its been 6 months so I asked for an increase to cover the entire cost of the fix and to be able to leave some available so it does not show "maxxed" credit. In the 6 months I made all payments on time and paid well above the min payments that it shows my next payment is not due until April 2012. Well again my credit was pulled and they said I was approved at the increased closing I found that I was still not approved for the entire amount and still 250 short of getting the car ... Read more

I also haven had a two year nightmare with suncoast and they also shut down my credit card, which was NOT behind....THEN SHUT DOWN MY CHECKING ACCOUNT, TAKING MY ENTIRE BALANCE AND DIDN'T TELL ME. This is also on my credit report.....I'll give details later. We should find others and report them to the etheics board for the state over credit unions.

Years ago, loved SSFCU and would give it 5 plus stars. A loyal member since the early 1980's, I've had three homes, equity line, personal loans, a credit card, and auto loans with Suncoast. All my paychecks were on direct deposit and I used bill pay via Suncoast. I recommended it to everyone and personally brought in 4 family members and countless other teachers and friends. I used their car buying service as well. My credit card accumulated over 77,000 "score points" which I never used, but kept for an emergency. What happened to destroy my confidence and relationship with Suncoast? Let me count the ways in which SSFCU let me down... 1. I applied for a mortgage modification, as recommended by a non-profit group and by their very own reps at a housing fair last year. 2. I went through a lengthy process and responded to their multiple requests for documents, certified form the court house, personal information, tax forms, etc. - and then after 4 months received a curt respon... Read more