Reliable Credit Assoc

DANGER!!!!!!! Do everything in your power NOT to use this company! I have been with them for a year and a half. 6 months ago, my Dog was diagnosed with Cancer and I Refinanced my loan in order to get her treatment. I asked to have my payment date changed to later in the month. I was told that this would be no problem. I asked about my payoff date yesterday and I was told it would be 10 months later that my contract says it is! I then talked to a loan officer because this is all wrong. After a 10 min. wait, I was told that being since I deferred my payment by 3 weeks, a month of payment was pushed back. That is why it will be 10 extra months of payments. Nothing it the contract says that this can be done! I implore everyone that reads this to never, ever use this unfair lender.

Reliable Credit helped me get a car when no one else would. I did pay a high interest rate, but after 2 years of perfect payments I refinanced at my credit union. Thank God for this company giving me a second chance. It seems like the people that had problems caused them by being past due. I guess when they say "pay on or before your due date." they mean it?! Well, financing people with bad credit is risky, but a high interest rate sure beats walking! Thanks again Reliable Credit!

My fiance and I have been with Reliable since 2007 and have absolutely enjoyed having them as our car's financing people. Everytime that we have called about having to be late on a payment, they have been so nice.

This company is horrible! I was going to be 2 weeks late on my payment, this company recently took over my loan from a crappy buy here pay here place in AZ. I called them an let them know i was going to be late, and scheduled for the late payment as well as my upcoming payment. The total after late fees was 720$, when i spoke with the rep named Sarah she asked me how i am going to pay 720$ and she said isn’t that going to put me behind on other bills? I ignored her odd unprofessional statement and said just set the payment up. When the time for the payment came i noticed an insufficient funds on my bank account, but the money was in there. So I replaced the 35 dollar fee and added another 50$ to my account just in case. A few days passed and i once again noticed another insufficient fee??!! So i called to ask them what was going on and how much exactly are they trying to run the payment for. Sarah then said don’t you remember our conversation on the 23rd? I said no, we did not spea... Read more

This is all in my opion. This is honestly a horrible company. I am just 19 years old and they started me out with a 29.99% interest rate and my payments were 313.34 a mo. My loan started at $ 2,000 then went to $ 2,300, then to $ 2,600, $ 3,000 and finaly $ 8,000 they couldn'y find any of my payments and said I have never made one so I went to the bank and got a statment of my account. They still repoed my car even though I made my payments for the right amount and on time. They even took it 6 days earlie they said they mailed me a certified letter that I signed for when they didn't and I couldn't have signed for it on the day they said because I wasn't there. I had to get a copy of my phone records because they say I never called when I did. They called and left me a voice mail say they were the police and had a warrent for my arrest of fraud charges. Sarah works for Reliable Credit at this phone # 503-588-4421 I have to say she is the rudest person in the whole world and is a horribl... Read more

I got my car at a local dealership they were amazing but the financing company is NOT! I have ben a good paying customer of thers and back in feb - april 2006 I had no insurance on my vehicle for 2 months ( my insurance company never received our policy renewal letter) so Reliable credit added $3,500 onto my contract. i would be done paying in May 2009 but I wont be done paying until next may of 2010 so just because i was without insurance for less then 2 months they decided to add on $3,500 to my contract. that is ridiculous. When I received a letter from them stating they had put insurance on my vehicle and I saw that dollar amount. I then immediatley got insurance that same day and they are not willing to take some of that off my contract. I am always on time and pay more then what i should a month. They dont care about that all they care about is making money. By the way they never told me about the 1 year extension on my vehicle i called to pay the car off and they said balance ... Read more

This company is horrible!!!! I had a car loan threw them for about a year. I was pretty good about making my payment and if I was even behind I would make a double payment the next month. For the most part, at first, they were good with working with me and my financial situation. Bu then they started being rude, and I mean very rude with me on the phone and in any type of letters they sent me. Keep in mind most of they time my account was in good standing. And one day they called me, I was ONE payment behind and didnt have insurance for about ONE week on the car(I was switching companies because I had just gotten married that month). They told me that I was one hour away from getting my car taken away. Then he went on to say that my loan was only for $4000 and my car was worth $12000. Makes you think! Then he told me that if they came and got my car they would for sure make money on it. Then went on to tell me that my loan was for $5500, he had just told me 5 mins before that that it w... Read more

Beware to all who walk thru the doors of this company. They are crooks and prey on those with less fortunate credit. You will find yourself...