i have been for this proposal for some time as i have more faith in the stock market than i do in the federal government's ability to manage social security. i am 44 and will be retiring in about 10 and a half year. i have planned my retirement without counting on social security as a source of income as i am not sure if i will be able to collect it by the time i retire. i support social security as a safety net for older folks who actually need the income, but i will be damned if i am going to subsidize a vacation boom for some baby boomer dripping with cash. let me invest some of that money i am paying in social security taxes to help plan for my retirement!