I think this bank is ok if you need a bank that bad. But BE CAREFUL, THEY FEE YOU LIKE CRAZY. I am a student and I opened a free campusedge account with them a few months ago, and the bad agent I worked with told me that a free savings account comes with the checking account I was trying to open. So of course I did not have a problem with that, now I am being charged monthly for not keeping the savings account active when I thought the stupid thing was free in the first place. I had to call them and expain my situation and they kindly closed the account and waved the fee, it TAKES 3-5 DAYS THOUGH. Before that I had notice that money was constantly deducted from my checking account everytime I made a purchase because that IDIOT that opened my account for me, signed me up for Keep the Change when i asked him not to. I had to call them and have that shit canceled too.
Just BE CAREFUL, they play a lot of games these days and they give you bullshit reasons why they should charge. Even if the account is free, they are always going to FIND A WAY TO CHARGE. Check everythinfg online, daily. THEY WOULD CHARGE YOU FOR YOUR NAME IF THEY COULD. Other than the fees, not complaints. Their customer service is great, they have branches and atms everywhere, and they don't constantly hassle you about signing up for shit.